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FAQ

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Faq Questions

Explore Your Questions.

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Ever and Green Federal Credit Union is a member-owned financial institution that offers a wide range of banking services, including savings accounts, loans, credit cards, and more. We prioritize the needs of our members and provide competitive rates with personalized service.

Becoming a member is easy! Simply visit our website or one of our branches to open an account. You’ll need to provide a valid government-issued ID, proof of address, and meet our eligibility requirements (e.g., living, working, or worshipping in the local area).

We pride ourselves on transparency and minimizing fees. We offer accounts with no monthly fees and no minimum balance requirements. However, some fees may apply for services like insufficient funds or wire transfers. For a detailed list, please refer to our fee schedule on the website.

Absolutely! With our online and mobile banking services, you can check balances, transfer funds, pay bills, and more—anytime, anywhere.

We take your security seriously. To protect your accounts, we recommend:

Using strong, unique passwords for your online banking.
Enabling two-factor authentication when available.
Monitoring your accounts regularly for any unauthorized transactions.
If you suspect fraud, immediately contact us so we can take action.

As a member, you enjoy:

$100 on successful signup
Lower loan rates and higher savings yields.
Personalized financial counseling and support.
Access to our community-focused programs and local events.
A say in how the credit union operates through voting rights at our annual meetings.

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Why Choose Us

Explore Why You Will Choose Us.

Personalized Service, Tailored to You

Unlike big banks, we prioritize you. We understand that every member has unique needs, which is why our services are always personalized to fit your specific financial situation. Our dedicated team works with you, offering: One-on-one financial counseling to help you navigate your financial journey Customized loan solutions designed to suit your goals, whether you're buying a home or funding education Tailored savings plans that ensure you achieve your financial milestones With Ever and Green, you're never just a number—you're part of a family. We're here for you every step of the way, committed to your financial success.

Competitive Rates That Help You Save More

At Ever and Green Federal Credit Union, we offer lower rates and higher savings than traditional banks. Whether you're saving, borrowing, or investing, we provide some of the most competitive rates in the industry, including: Low-interest loans: Whether it’s a personal loan, auto loan, or mortgage, our rates ensure you pay less over time. Higher yields on savings and CDs: Grow your savings with interest rates that beat most banks and other financial institutions. No hidden fees: We believe in transparent pricing, so you won’t have to worry about surprise charges eating into your hard-earned money. When you choose us, you get access to better financial products designed to put more money in your pocket.

Community-Focused and Member-Driven

When you join Ever and Green, you’re not just another account holder—you become a valued member of our community. As a member-owned institution, we’re driven by the goal of serving you, not shareholders. Our commitment to the community includes: Supporting local businesses and programs that strengthen the area Providing financial literacy education to help members make informed decisions Sponsoring community events that bring people together With us, you’re not only building your personal wealth, but you're also contributing to the growth and prosperity of the community around you.

Modern Banking with Trusted Security

We offer convenience and security for your everyday banking needs. With our online and mobile banking platforms, managing your money is easier than ever. Plus, you can rest assured knowing your funds are protected with the highest levels of security, including: 24/7 online and mobile access: Check balances, transfer funds, pay bills, and more from the comfort of your home or on the go. State-of-the-art encryption and fraud protection to keep your accounts safe. Mobile deposit and easy fund transfers that allow you to access your money anytime, anywhere. We combine the best of modern technology with the trust and security you can count on to safeguard your financial well-being.

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